C Citigroup Inc.

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Citigroup Beat Expectations, Raises NII Guidance

Tuesday, October 13, 2026 · 8:00 AM ET

Citigroup (C) reported earnings of $2.85 per share on revenue of $45.63 billion for the third quarter ended September 2026. The consensus earnings estimate was $2.66 per share on revenue of $23.66 billion. The Earnings Whisper number was $2.84 per share. The company beat expectations by 0.35% while revenue grew 4.08% on a year-over-year basis.

The company said in its earnings presentation it now expects 2026 NII, ex-Markets, of $90.76 billion to $91.10 billion. The company previously guided NII, ex-Markets, to $89.48 billion to $90.33 billion. The current consensus revenue estimate is $95.51 billion for the year ending December 31, 2026.

Citi is a preeminent banking partner for institutions with cross-border needs, a global leader in wealth management and a valued personal bank in its home market of the United States.

Earnings Whisper Grade
Power Rating
Reported Earnings
$2.85
Earnings Whisper®
$2.84
Consensus Estimate
$2.66
Earnings Surprise
Earnings Growth27.2 %
Reported Revenue
$45.63B
Revenue Estimate
$23.66B

Consensus estimates for banks and some financial institutions are for net interest income, which may not be comparable to reported revenue.

Revenue Surprise
Revenue Growth4.1 %

*Reported earnings and revenue figures shown above, and any guidance given, are preliminary and may be updated upon further review.*

Citigroup Reports Third Quarter 2026 Results

NEW YORK--(BUSINESS WIRE)--Today Citigroup reported third quarter 2026 results, which can be found on its website at https://www.citigroup.com/global/investors. A Quarterly Financial Data Supplement with additional financial, statistical and business-related information, as well as business and segment trends, is also available.

Citi will host a conference call today at 11 a.m. (ET) to review these results. To attend the live webcast, please visit https://citi-third-quarter-2026-earnings-results.open-exchange.net/registration A replay and transcript of the webcast will be available shortly after the event.

About Citi

Citi is a preeminent banking partner for institutions with cross-border needs, a global leader in wealth management and a valued personal bank in its home market of the United States. Citi does business in more than 180 countries and jurisdictions, providing corporations, governments, investors, institutions and individuals with a broad range of financial products and services.

Additional information may be found at www.citigroup.com | X: @Citi | LinkedIn: www.linkedin.com/company/citi | YouTube: www.youtube.com/citi | Facebook: www.facebook.com/citi

Media: Danielle Romero danielle.romeroapsilos@citi.com
Investors: Margo Pilic investorrelations@citi.com

Source: Citigroup Inc.